Consumer Credit Scorecard
Score unsecured consumer credit applications and return a probability of default with the four principal reasons for the score.
- Status
- In operation
- State
- Deployed
- Owner
- Louis Wu
- Record completeness
- 56
100, less 12 for each open blocker and 4 for each warning. It measures the record, not the performance of the AI System.
The system is in operation while its record stands below the floor of 70. That contradiction is raised as blocker STATE-01.
- Blockers
- 3
Use Cases
A use case records one materially distinct use of the AI System. Approval of a use case is separate from approval of the AI System for operation.
A stated use of the system, with its user group and autonomy level.
AI System Owner does not hold approval authority for this record type. Approval sits with Bron Helstrom (Quality and Regulatory) or Lilith Iyapo (Independent Reviewer). Switch persona in the header to act.