SystemAIS-004Financial services
Consumer Credit Scorecard
Score unsecured consumer credit applications and return a probability of default with the four principal reasons for the score.
Model tier
Tier 1, material
- Status
- In operation
- State
- Deployed
- Owner
- Louis Wu
- Record completeness
- 56
100, less 12 for each open blocker and 4 for each warning. It measures the record, not the performance of the AI System.
The system is in operation while its record stands below the floor of 70. That contradiction is raised as blocker STATE-01.
- Blockers
- 3
Financial services
Model inventory record
The entry this model carries in the firm's model inventory. It is the record a supervisor asks for first, and everything else hangs from it.
SR 11-7 model risk management. DORA Article 8 register of information.
Scout's read
7 of 7 fields are still blank. The first is inventory identifier.
Record
Held on the AI System itself, so it travels with every other record.
Inventory identifier
The identifier the model carries in the firm-wide inventory.
Not recorded
Materiality tier
The tier that decides the depth of validation and the review interval.
Not recorded
Model owner
The first line owner accountable for use and performance.
Not recorded
Independent validation status
Validated, validated with findings, or awaiting validation, with the date.
Not recorded
Independent validator
The second line function or firm that performed the validation.
Not recorded
Critical or important function
Whether the model supports a critical or important function under DORA.
Not recorded
Declared limitations on use
The populations, products or decisions the model may not be used for.
Not recorded