Consumer Credit Scorecard
Score unsecured consumer credit applications and return a probability of default with the four principal reasons for the score.
- Status
- In operation
- State
- Deployed
- Owner
- Louis Wu
- Record completeness
- 56
100, less 12 for each open blocker and 4 for each warning. It measures the record, not the performance of the AI System.
The system is in operation while its record stands below the floor of 70. That contradiction is raised as blocker STATE-01.
- Blockers
- 3
One record, written once. The elements below are the union of what the declared purposes ask for. Where a purpose is not declared, its elements are not shown and are not counted.
Purposes declared
The purposes decide which elements are asked for. Text already written is kept when a purpose is dropped.
Elements
Each element states the purposes that ask for it. An element asked for by both purposes is written once.
No purpose is declared, so this assessment asks for nothing.