Consumer Credit Scorecard
Score unsecured consumer credit applications and return a probability of default with the four principal reasons for the score.
- Status
- In operation
- State
- Deployed
- Owner
- Louis Wu
- Record completeness
- 56
100, less 12 for each open blocker and 4 for each warning. It measures the record, not the performance of the AI System.
The system is in operation while its record stands below the floor of 70. That contradiction is raised as blocker STATE-01.
- Blockers
- 3
An AI Model Version is immutable once frozen. A change produces a new version; it never edits an approved one. Approval and deployment are separate acts, and each is signed.
Models
Every model maintained under this AI System, with its frozen versions. Active models are listed first; superseded and retired models are kept below.
A model maintained under this AI System.
AI System Owner does not hold approval authority for this record type. Approval sits with Lilith Iyapo (Independent Reviewer). Switch persona in the header to act.