SystemAIS-004Financial services
Consumer Credit Scorecard
Score unsecured consumer credit applications and return a probability of default with the four principal reasons for the score.
Model tier
Tier 1, material
- Status
- Approved for operation
- State
- Deployed
- Owner
- Louis Wu
- Readiness
- 68
- Blockers
- 2
Suitability is stated per pairing. A Dataset Version that is suitable for one AI Model Version is not automatically suitable for another.
Bringing data to a model
Linking is three fields: which dataset version, which model version, and whether it trains, tests or monitors. The link is created immediately as Not assessed, and the suitability conclusion follows. Every link carries a conclusion.
Link matrix
Dataset versions down, model versions across. A filled cell is a recorded use.
| Dataset version |
|---|
Tr training · Va validation · Te testing · Mo monitoring. Outline means the suitability conclusion is still open.
Dataset Models
Each row links one Dataset Version to one AI Model Version for one activity.
| Dataset Version | AI Model Version | Activity | Conclusion | Rationale | Assessed |
|---|