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Create
SystemAIS-004Financial services

Consumer Credit Scorecard

Score unsecured consumer credit applications and return a probability of default with the four principal reasons for the score.

Model tier
Tier 1, material
Status
In operation
State
Deployed
Owner
Louis Wu
Record completeness
56

100, less 12 for each open blocker and 4 for each warning. It measures the record, not the performance of the AI System.

The system is in operation while its record stands below the floor of 70. That contradiction is raised as blocker STATE-01.

Blockers
3

Coverage records where a requirement is addressed by the records this AI System already holds. It does not state that the AI System is compliant.

What to monitor
3 standards monitored, 34 clauses with nothing linked.

Standards

Select the standards this AI System is monitored against. Only the selected ones are assessed.

Regulation (EU) 2024/1689
EU AI Act

Only the articles this AI System's classification engages, filtered by the roles it holds. Monitored automatically while the Act applies.

ISO/IEC 42001:2023
AI management system

Clauses and Annex A controls whose traceability can be carried by the records held here.

0% covered · 17 clauses
ISO/IEC 23894:2023
Guidance on AI risk management

The risk management process, traced to AI Risks and the reviews that accept them.

0% covered · 7 clauses
ISO/IEC 23053:2022
Framework for AI systems using machine learning

The machine learning pipeline, traced to datasets, model versions and monitoring.

EN 18286:2026
Quality management system for EU AI Act regulatory purposes

AI system realization, operations and change clauses that the records can evidence.

0% covered · 10 clauses