SystemAIS-004Financial services
Consumer Credit Scorecard
Score unsecured consumer credit applications and return a probability of default with the four principal reasons for the score.
Model tier
Tier 1, material
- Status
- Approved for operation
- State
- Deployed
- Owner
- Louis Wu
- Readiness
- 68
- Blockers
- 2
Monitoring does not stop when an AI System is approved. A signal opens a finding, and a breach can place the AI System under restriction before anyone opens a form.
Scout is watching
1 signal open.
Open signals
Ordered as received. Nothing closes itself.
| Observed | Type | Signal | Severity | |
|---|---|---|---|---|
| 2026-07-25 | Drift | Population stability index rising PSI 0.19 on the applicant mix against a 0.25 action threshold. Monitoring. | Information |
Answered
Kept, because the response is part of the record.
| Observed | Type | Signal |
|---|
Nothing answered yet.